Choosing reliable and knowledgeable loan officer is key for home purchasing, as well as choosing realtor. It is not choosing from lenders, choosing right loan officer make your loan processing smoothly.
When you consider purchasing a home, you must know your budget. Loan officer gives you financial advice, your budget and loan per-approval letter based on you financial information. If you need help to find a good loan officer, your realtor will refer best officers to choose.
To getting pre-approval letter is very important to know your budget,
and all seller request offer with pre-approval letter.
Pre-approval letter is proof to show seller that buyer can afford to buy
a house when buyer submit an offer.